We take great pride in the trust you place in us to manage your investment portfolio. Our investment management principles are based on taking a balanced approach to long-term investing, and selecting high quality investments that can weather various economic cycles. We create customized portfolio based on your unique circumstances and needs.
We build balanced portfolios tailored to your risk tolerance and financial situation. Whether it is income in retirement, long-term investment growth, or unique investment situations, we consider your specific needs as we construct your portfolio. In many cases, new clients arrive with existing positions that we integrate to create a balanced portfolio while also minimizing capital gains.
At the core of our stock holdings is a diversified group of large capitalization, high-quality, dividend-paying individual stocks, or similarly structured funds. To add further diversification as well as exposure to greater growth opportunities, we add a smaller allocation of mid-sized and small company stock funds and international stock funds in both developed and emerging market economies. Wherever appropriate, we may use tax efficient Exchange Traded Funds (ETFs). To protect against the risk of rising interest rates, we may select individually “laddered” bonds, which we hold to maturity. As a result, we know the bond's return in advance, regardless of short-term market fluctuations. To help diversify the bond side of the portfolio, we may use a number of higher yield strategies, including high-yield bonds, asset backed securities, international bonds, and alternative fixed income investments.