Meet the Team

Karla McAvoy

Senior Financial Advisor and Principal

When I headed off to UC Davis, many years ago, I thought I wanted to be a doctor. It wasn’t long before I discovered that a) I hated chemistry classes with 500 other students and b) I was extraordinarily squeamish around blood and injury.

Steve Biggs

Chief Investment Officer and Principal

I am the Chief Investment Officer and a Principal at HC Financial Advisors. With over 20 years’ experience managing portfolios for institutions, mutual funds and individual investors, my responsibilities include asset class and investment research and construction of client portfolios.

Andy Byron

Senior Financial Advisor and Principal

I am a Senior Financial Advisor and a Principal who focuses on providing financial planning and investment management services to our clients. I am a registered Certified Financial Planner (CFP®) and also a member of the Financial Planning Association (FPA).

Katie Horton

Financial Planner

As soon as I learned what a budget was, I made one for myself and any friend who would let me make one for them.

DeAnne Cardona

Operations Manager

I am the Operations Manager at HC Financial Advisors and assist clients with their interactions with Charles Schwab and TD Ameritrade, our two custodians, and trading platforms.

Gabriel Walters

Client Service Representative

As I searched to find the perfect career, I decided to merge two of my passions, helping people and continuing my education in the financial markets. I could not be happier with my decision. After spending time with a few other firms, I found a home at HC Financial.

Peggy Cabaniss

Retired Co-Founder and Board Member

Peggy is the co-founder of HC Financial Advisors. She worked for over 30 years as an investment advisor and financial planner. A CFP® since 1986, she has been a long-term member of NAPFA (National Association of Personal Financial Advisors) and FPA (Financial Planning Association).