Helping You Successfully Navigate Your Unique Financial Life

Learn More Contact Us

Helping You Successfully Navigate Your Unique Financial Life

Learn More Contact Us

Helping You Successfully Navigate Your Unique Financial Life

Learn More Contact Us

Helping You Successfully Navigate Your Unique Financial Life

Learn More Contact Us

Our Services

 

Securing Financial Success

HC Financial Advisors is a fee-only firm that provides highly personalized, customized, and comprehensive financial planning and investment management services to help give you lasting peace of mind throughout your financial life.

 

Investment Principles

Our investment management principles are based on creating individually customized portfolios, taking a balanced approach, and selecting high quality investments to help keep your financial future secure.

 

Fiduciary Standard

As a fee-only firm, we are proud to honor a strict fiduciary standard in working with clients. This means that we always strive to act in good faith and in the best interest of our clients.

Our Team

Steve Biggs

CFA, CFP®
Chief Investment Officer and Principal

I am the Chief Investment Officer and a Principal at HC Financial Advisors. With over 20 years’ experience managing portfolios for institutions, mutual funds and individual investors, my responsibilities include asset class and investment research and construction of client portfolios.

Andy Byron

CFP®, MBA
Senior Financial Advisor and Principal

I am a Senior Financial Advisor and a Principal who focuses on providing financial planning and investment management services to our clients. I am a registered Certified Financial Planner (CFP®) and also a member of the Financial Planning Association (FPA).

Karla McAvoy

CFP®, MBA
Senior Financial Advisor and Principal

When I headed off to UC Davis, many years ago, I thought I wanted to be a doctor. It wasn’t long before I discovered that a) I hated chemistry classes with 500 other students and b) I was extraordinarily squeamish around blood and injury.

Katie Horton

CFP®, CPA
Financial Planner

As soon as I learned what a budget was, I made one for myself and any friend who would let me make one for them.

DeAnne Cardona

CMFC®
Operations Manager

I am the Operations Manager at HC Financial Advisors and assist clients with their interactions with Charles Schwab and TD Ameritrade, our two custodians, and trading platforms.

Chris Flores

Paraplanner

Before coming to financial planning, I enjoyed a varied career in nonprofit, insurance, and public accounting. I first experienced the satisfaction of working with individuals and families during my time in the nonprofit world.

Gabriel Walters

CRPC®
Client Service Representative

As I searched to find the perfect career, I decided to merge two of my passions, helping people and continuing my education in the financial markets. I could not be happier with my decision. After spending time with a few other firms, I found a home at HC Financial.

Peggy Cabaniss

CFP®
Retired Co-Founder and Board Member

Peggy is the co-founder of HC Financial Advisors. She worked for over 30 years as an investment advisor and financial planner. A CFP® since 1986, she has been a long-term member of NAPFA (National Association of Personal Financial Advisors) and FPA (Financial Planning Association).

Blog Posts & Market Reports

Navigating a Homeowner’s Insurance Claim

by Andy Byron on Nov 13, 2017

Suppose you’re the victim of a huge natural disaster like Hurricane Harvey, or have experienced some more local damage, like a tree falling on your house. What are the best practices for filing a claim for the damages your home and property have suffered?

Read More

2017 3rd Quarter Market Report

by Andy Byron on Oct 23, 2017

Markets continued their march higher throughout the quarter as volatility has all but disappeared.  Year-to-date, intra-day market volatility is the lowest ever recorded in the 32 years the statistic has been recorded.  So far, less

Read More

Equifax Data Breach

by Andy Byron on Sep 12, 2017

Although we sent an email to all of our clients describing steps to take immediately following the Equifax Data breach announcement, additional information about the breach a

Read More